Save 1,000's on YOUR Home Loan with an Australian Line of Credit

How a Revolving Line Of Credit
Can Benefit You ...

The Loan of Choice for: Mortgage Reduction, Mortgage Refinance and Personal Debt Consolidation ...

An approved line-of-credit facility is secured against your residential property. Up to 90% of the value of your home is available.

This means you will be able to pay-out your existing mortgage together with all other debt, including, high interest credit cards ... car loans ... personal loans and store accounts.

Banking made easy ...

The facility enables you to direct income from all sources into your loan account and then draw living expenses as and when required. A visa card is approved with the facility, which, when used correctly, for all living expenses, should never attract interest, as an automatic sweep from your line of credit pays the full outstanding balance on due date. This allows a major portion of your income to remain in your loan account longer, saving you interest.

Other advantages of a revolving line of credit.

A line of credit is the loan of choice when adopting a Mortgage Reduction Plan.
Easy access to funds
Eftpos & cheque book convenience allows access to funds 24 hours a day.
No early payment penalty
The option of principal repayment is entirely yours. There are no limits on Repayments and Withdrawals up to your credit limit.
Use of funds
The purpose of a withdrawal is unquestioned.
No ongoing Charges
Upon establishing your usual number of deposit & withdrawal transactions, there should be no ongoing charges.
Transferable
Should you decide to upgrade your home the facility is simply transferred to your new property.
Investment Opportunities
Available credit may be used to take advantage of Tax effective investment opportunities as they arise.
Tax Savings
Any funds paid into your line of credit will reduce interest payable. Any saving introduced into your line of credit will effectively earn around 7%, the amount of interest saved. Leaving these funds in your savings account may earn you 2% taxable interest.
Save $1000's on your Home Mortgage ...
An optional Professionally Monitored Mortgage Reduction Plan is available on request. Fees & charges apply for this optional service. No charges other than standard bank fees apply for line-of-credit implementation only, as Equity 1st is remunerated by the lending institution.
How much line-of-credit can I apply for and
do I Qualify?
Not everybody qualifies for a line-of-credit facility however to find out quickly if you qualify and if so, how much, simply complete the details below and submit online to Equity 1st Pty Ltd Mortgage Service Providers.

Nature of Enquiry
Your Full Name:
Your Postal Address:
Your City:
Your State:
Your Post Code:
Your Day Phone Number:
Your Night Phone Number:
Your Email Address:

What is your Individual/Joint Gross Salaries?

p.a.

Total Loan Amount Required:

Your Existing Loans
Home Loan:

Car Finance:

Personal Loans:

Credit Cards

What percentage of your existing loans do you wish to refinance?

What type of loan would you prefer?

What type of rate would you prefer?

Variable
Fixed

What loan term would you like?

For first home buyers, nominate available deposit.

Estimated market value of property to be used as security:

Have you declared bankruptcy in the last 7 years?

Please describe your credit history.

What is your current occupational status?

If employed/self-employed, how long have you been in your current occupation?

Year(s) Month(s)

How long have you lived at your current address?

Year(s) Month(s)

When do you need this loan?

30 days
60 days
90 days
I have no time constraint - I am just shopping

Which statement best describes your current loan needs?

I am looking for a lender and comparing loans.
I am currently working with a lender but looking at
     other loan options.
I am just checking rates but would consider pursuing a
     loan if it looked like a good/better deal.
I am only interested in checking rates and don't want a loan
     at this time.

To submit form - please complete all fields.
Thank you